Building Work, Building Plans and Building Lines

Questions about Building Work, Building Plans and Building Lines

approved plans and house building work

Hardly a day goes by without questions from disgruntled homeowners relating to issues with discrepancies in house plans and building work. When I’m inspecting, I often find discrepancies between the approved plans and the built structure.

If you are selling your house, and don’t have municipal-approved plans or necessary permissions, you could be in trouble. If you are buying a house, and don’t ask for approved plans or permissions, you might have very expensive problems.

Homeowners can also be in trouble with the municipality for the erection of illegal structures. Some municipalities have aerial photographs of suburbs taken every four years to check if alterations have been made to homes. In addition to this, municipalities assign building inspectors to monitor developments on the ground.

The law requires all major building work to have plans drawn up and approved by the local authority. Therefore, it stands to reason that every house should have plans. But this is not always the case! A lack of approved building plans is a major problem for many people buying and selling houses and other buildings.

Sometimes people only discover that there are no plans years after they have bought a property. This comes to light either because they eventually want to do alterations, or because they want to sell. Buyers often find that a house they are buying does not have plans. They then want to know whose responsibility it is to have plans drawn up retrospectively (“as-built”).

It can become a complex legal matter if alterations and additions have been carried out without local authority approval.

Are Building Plans and Building Approval Always Required for Houses?

The National Building Regulations and Building Standards Act specify the need for building plans and approval. Therefore, it is the local authority that governs what can be done in terms of its zoning regulations and National Building Regulations. So it is they who give approval (or deny it) for all building work and renovations on all properties. However, most municipalities are more lenient when it comes to minor building work.

The Act states that the municipality may grant relaxation where the approval of plans requires the necessity of relaxation. However, you will have to apply for relaxation in writing and receive approval in writing.

If your property is within an estate townhouse or cluster complex, you will also need to get a copy of the Estate Guidelines from the Aesthetics Committee, Body Corporate, Residents Associations etc. Moreover, there may be a list of requirements that ensure aesthetic harmony and good building practices within the estate or complex. Furthermore, you will need your plans stamped and a letter from the Body Corporate for Council indicating that they are happy with your planned building.

How the Issue of “Voetstoots” Affects Building Approval and Plans

The purchase agreement made between buyers and sellers of the property will include a voetstoots clause. Essentially this clause indicates that the purchaser accepts the risk relating to defects existing at the time of the sale, patent or latent (but not visible). However, the exceptions to this clause are instances where the seller deliberately and fraudulently conceals latent defects from the purchaser, that they were aware of at the time. In this instance, the seller will remain liable for these defects. But of course, the purchaser will have to provide evidence that the seller knew what was wrong.

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Why you should have your home Move-In Certified!

move-in certified

Wise sellers have their property Move In Certified!

You will probably be selling your house with the “Voetstoots Clause” in the Offer to Purchase. But, if you think you are fully protected against any comebacks for latent defects you are wrong!

Under the law, you have a duty to disclose the defects on the property that you are aware of. Your estate agent may also point out defects that need to be corrected.

If you don’t disclose those defects you may be liable to pay for the correction of the defects after the property has been sold.

As a home seller, you should have your home “Move-in Certified”! Move-in certified homes sell better, faster and for higher prices!

Besides being a great marketing tool, the seller’s home inspection report is also the “Seller’s Disclosure”. This safeguards you against any later legal action that the buyer may want to bring against you for both latent and patent defects!

Do the wise thing, have your home inspected before you sell it!

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Critical Home Inspection

About Critical Home Inspections

Critical inspection
Don’t let this happen to you!

A Critical Home Inspection and Report include the really important parts of the home! It is a “Safe Home” inspection.

This inspection is an ideal inspection for both home buyers and sellers! The inspection is for those clients who do not require the full Buyers or Sellers Home Inspection.

With a critical inspection, I focus and report on the critical components of a home which are the roof, roof space, structure (inside and outside), windows and doors, electricity and plumbing installations, and any damp problems!

Therefore, a critical inspection is ideal if you only require an inspection of the major components of the home. Besides, it is more affordable!  My fee for a Critical Home Inspection report is about ¾ of that for the Home Buyers or Sellers Inspection, depending on the distance I would need to travel to the inspection.

A Critical Inspection includes

A critical home inspection includes issues that are NOT plainly obvious to any observant layman.

These include structural cracks in walls, ceilings, and floors. Issues such as all damp, roof leaks, illegal or unsafe geyser installations, windows, and door issues. However, I only inspect the external and internal wall, floor, and ceiling finish for signs of structural issues, dampness or staining from moisture intrusion.

Unsafe electrical and gas installations are also part of a critical home inspection. I inspect and report on stoves, air conditioners, and other built-in appliances. Moreover, I report on surface drainage, vegetation, and foliage issues that may affect the structure and roof adversely.

Besides the geyser installation, I check the water supply to all other plumbing fixtures and fittings as well as the drainage from them. I report on all leaks or faults observed during the critical home inspection.

A Critical Inspection includes unsafe, functional, or structural issues which, in my opinion, require prompt remedial attention. Furthermore, I report on preventative remedial actions that are required to preserve the safety, functional or structural integrity of the home or major installation.

What is not included

Other external elements such as boundary and yard walls, the site, driveways, walkways, garden sheds, etc. do not form part of the critical inspection. In addition, I inspect walls, floors, and ceilings for damp and structural issues only! I also inspect BICs, sink and kitchen cupboards, and counters for moisture intrusion only.

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Buying Property

home purchase

Buying a house, townhouse or flat?

Before you make a home purchase take note of this video!

Imagine what could go wrong with your home purchase! Houses are made up of hundreds of different parts and materials from a nail to a roof tile and much, much more!

New or used, the home purchase will most likely be one of the biggest investments you’ll ever make! Therefore, with this type of investment, it only makes sense to have a professional home inspection done beforehand.

If you’re thinking, “Why do I need to spend the time and money on a home inspection?”

My question to you is “Why take any unnecessary chances with your hard-earned money?

Protecting your home purchase

An inspection and report will give you a clear, concise picture of the important components and systems of the home. Therefore, you can make an informed decision on the purchase of the home. In doing so, you avoid buying a new home only to spend thousands of rand on unexpected or unforeseen problems.

My thorough, impartial inspection will let you identify any minor or major repairs or maintenance issues. Furthermore, the inspection report is a valuable tool in the bargaining stage to address any issues before finalising your home purchase.

Moreover, you will have a highly trained, experienced and dedicated professional on your side. My report will help you make the right decision with your property purchase.

Don’t make the mistake so many other home buyers are making over and over again!

Protect your investment by having a home inspection!

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Home Inspection Contingencies

inspection contingency

Put a Home Inspection Contingency in Your “Offer to Purchase”

inspection contingency and sales price
Buying a house is not a game of Monopoly! Waiving the home inspection and inspection contingency may cost you much more than the cost of a home inspection!

Home Inspection Contingencies

If you don’t believe in having a home inspection you should realise that your investment is at risk.  In reality, a home inspection contingency is your only safeguard where the voetstoots clause forms part of the sales price and contract.

In South Africa, the voetstoots clause is part of the purchase contract in most of the property sales. But, unfortunately, you will not find any home inspection contingencies in any purchase contracts.

You may not consider that a home inspection contingency is a big deal! In that case, ask yourself why a seller will refuse to consider your offer that contains a home inspection contingency. It has occurred to some of my clients! I told them to consider it a lucky escape!  

In addition, a seller selling a house below market value most probably has serious defects. Don’t fall for reasons like the seller is leaving for overseas or retiring to the coast.

A home inspection contingency should be added as part of the purchase contract when you have a home inspection. It means you can cancel the sale or try to negotiate repairs based on the results of the inspection.

In most instances, you should negotiate for at least a week to conduct a home inspection. The time can be shortened or increased during offer negotiations.

An example of a home inspection contingency

“The Buyers’ offer is contingent upon a satisfactory inspection within  7 (or _____ ) working days. Upon receipt of the results of such inspection, the Buyers may request in writing at any time within the agreed period that the Sellers make certain repairs or that the Sellers reduce the sales price to compensate for such defect(s). Such a request to repair or reduce the price does not terminate the contract and the Sellers shall have _____ days from receipt of such request to agree to make such repairs or reduce the sales price. If the Sellers do not agree, the Buyers shall have _____ days to waive the contingency and accept the property “as-is” or to declare the contract null and void. “

The contingency expiry date

The minimum time period you should try and negotiate is 7 working days from acceptance of your offer. At a squeeze, 5 working days may be sufficient if there are no serious problems, but it puts a lot of pressure on everyone!

Setting the date that a home inspection contingency should be released depends on the contingency you negotiate with the seller. It may not automatically expire unless you take a specific action such as signing a contingency release. That is if a release is part of the contingency agreement. Therefore, if it expires before you have it inspected, you lose the right to have the home inspected.

When your sales contract has a home inspection contingency, it is important to conduct the inspection as soon as possible. I may recommend that you call a roofing contractor to do further investigation of a problem in the ceiling space. But, for example, you might have to contact several roofing contractors before finding someone available in the time frame you need.

Therefore, it is very important to keep the seller and agent in the picture of what is happening. Furthermore, you should advise the seller on your decision to continue or to negotiate a better sales price or whether you intend to withdraw from the purchase contract before the expiry date. If you don’t, you may have to honour the conditions of the sale.

Types of Home Inspections

A home inspection involves many components, which are primarily structural and visual. However, if I discover defects beyond my area of expertise, I will recommend that you consult an expert.

For example, if the home’s water pressure is low, I will recommend an inspection by a licensed plumber. There could be a blockage the water supply system, or the plumbing pipes could be corroded. I may not be able to identify such defects by noticing the low water pressure. If I recommend further inspections in the report, you may wish to call a specialist for advice.

This is also why an inspection contingency and the time period is so important! It gives you time for specialist inspections if they are required!

Specialist inspections may include any of the following:

  • Pest and termites
  • Serious structural cracks
  • Electrical wiring
  • Heating and air conditioning
  • Lead-based paint
  • Foundation and basement
  • Sewer or septic system
  • Soil stability
  • Trees and vegetation
  • Water systems and plumbing
  • Mould
  • Asbestos

Importantly, don’t forget to ask for the building plans and other important documents!

Disclaimer: This inspection contingency article is intended for educational purposes only and does not constitute legal advice. Real estate procedures and documents may vary. Consult a real estate professional or lawyer in your area if you have specific questions about this subject.

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THE HOME DETECTIVE » home inspection

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